We are healthcare leaders, professional educators and self-funding insurance experts...

Leadership Team

Arnold FriemanArnold “Arnie” Freiman

Ph.D., M.Div., M.Ed., CFP

Founder, President and Chief Creative Officer

As the founder and visionary behind Sophus Health, Arnie Freiman’s extensive background as an educator, financial planner, insurance consultant, spiritual guide, community builder and innovator in healthcare delivery, has provided him with a unique perspective on the integration of health, wellness and lifestyle in the workplace. Today he leads Sophus Health, which provides fully integrated Health Programs for employers based on the Five Aspects of Health: physical, financial, spiritual, relational and self, with learning as its foundation, insurance to cover what’s needed and data to measure and support the programs.

Arnie’s background in academia includes designing and implementing community-based internship programs, as well as the first holistic healing educational curriculum at a major university. He co-founded and directed the first school of acupuncture in the United States, and he founded the first school of naturopathic medicine in the state of California. He has also taught financial planning, negotiation, integrative education, community studies and natural health care at the university level.

As a spiritual being, Arnie has served as a social justice and interfaith teacher, as a hospital chaplain, and as a frequent writer, speaker and poet whose passion and purpose is to connect the human spirit with all aspects of life. A long-time successful entrepreneur, Arnie puts his heart and soul into all that he does. When a serious bout with cancer took hold of his life in 1986, he not only survived, he rose above it with greater compassion and conviction that the process of healing can and should be done better. Since then, he has been putting together unique, customized health, wellness and lifestyle programs for leading employers in natural foods, high-tech, education, non-profit, and other industries.


Kelly GrebinskyKelly W. Grebinsky


Chief Actuary and Analytics Officer

Kelly Grebinsky joined Sophus Health in 2010 as chief actuary and analytics officer, bringing his 20-plus years of experience in Actuarial Science to Sophus Health programs. Kelly leads strategic client discussions and guides the development of health programs based on tracking and analyzing real-time client data. His expertise covers strategic planning, complex price negotiation, development and measurement of wellness and care management programs, health benefit financial reporting, and data warehouse development and analysis.

Kelly founded the consulting firm, Actuaries Northwest, in 2005 to service clients including Fortune 100 employers, trusts, multi-employer trusts and insurance carriers. Prior to Actuaries Northwest, Kelly spent six years with SHPS, Inc. in their Strategic Healthcare consulting division as senior consultant and division leader, with responsibilities including client management, strategic benefit program development, benefit plan pricing, risk management, claim cost analytic tool development, care management program measurement and reporting.

Prior to SHPS, Kelly performed chief actuarial duties in pricing and financial analysis with Kaiser Permanente in California where he was in charge of large group, small group, and individual plan pricing and financial performance, as well as Medicare HMO and other government programs.

Before Kaiser Permanente, Kelly performed pricing, underwriting and financial reporting responsibilities at North American Life Assurance Company and The Cooperator’s Life Insurance Company in Canada.

Kelly graduated cum laude from the University of Manitoba in Canada, majoring in Business and Actuarial Sciences. He is a Fellow of the Society of Actuaries, a Member of the American Academy of Actuaries, and a Fellow of the Conference of Consulting Actuaries.